Top Lending Platforms in India for Smart Personal Finance Management in 2025 - 26
India’s fintech revolution continues to reshape how people borrow money. In 2025–26, digital lending platforms are playing a major role in helping individuals access fast, flexible, and transparent personal loans. From handling emergency expenses to funding education, travel, or business ideas, online loan apps have made credit easier than ever before. 1. Fibe – Fast Funds with Minimal Hassle Fibe , previously known as EarlySalary , has become a popular choice for instant personal loans among salaried employees and young professionals. Its fully digital process allows users to apply within minutes and receive funds quickly, often on the same day. Key features: Personal loans up to ₹5 lakh Paperless application and quick approval Flexible repayment tenures No collateral requ...